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How Can Accident Claims Specialists Help?

By: Tracy Whitelaw - Updated: 8 Nov 2016 | comments*Discuss
 
Rta Rta Claims Rta Solicitors Road

When you're first involved in an accident, the initial shock from it often leaves you a little bewildered and unsure of what to do next. If the accident has been serious enough to have the police involved, then they will normally explain the next course of action to you and may even suggest you speak to a specialist solicitor dependent on the nature of your accident.

If you're been injured, your insurance company may seek further information from you so that they're able to raise a personal injury claim for you. In some cases, you may consider using an accident claim specialist, perhaps because you feel you're owed further compensation, or maybe simply because this is the best course of action. Whatever your reasons are, there are a few ways in which accident claims specialists can help you.

What Do Accident Claims Specialists Do?

Many people who are involved in a road traffic accident (RTA) will already have the solicitor who will represent them predetermined by their car insurance. If you opted out of the legal insurance option, then you are able to approach any legal firm you want to represent you. Accident Claims Specialists are there to help you seek compensation for your injury if you've been involved in an RTA and they have specialist solicitors who can advise you of the correct procedure in doing so.

Their role is to bring together all of the aspects of your accident situation and present this as a cohesive report to the insurer of the other vehicle involved. Should it go to court, they're also able to provide you with the correct legal advice and representation.

How Can Accident Claims Specialists Help?

Accident Claims Specialist firms have a wide variety of experienced solicitors available to them. Most of these solicitors will work exclusively in the personal injury claim field, meaning their years of experience can be passed onto you. In most cases, they will already have dealt with cases similar to yours and therefore they'll be able to quickly ascertain the possible outcome for you.

A good accident claims specialist will be able to advise you early on whether you have a good case for a claim and should run through all your options with you. They will also help you organise all the information you've collected from the scene of the accident and can seek out further information on your behalf if there's anything they feel is missing.

Should I Pay an Accident Claims Specialist?

Always set out initially what the costs may be for involving an accident claims specialist. Many people are offered a 'no win no fee' deal, but then realise most of the money they receive in compensation is taken by the accident claims specialist at the end of the case. They shouldn't be taking any money from you, as all money should be charged to the other individual who was involved in the accident. Always read the small print and get it in writing that you won't be held accountable for any costs incurred in following your personal injury claim.

There are many good, reliable accident claims specialists around the UK, but do your homework before employing any to take on your case. The number of claims in recent years has risen dramatically and because of this, there seems to be more scepticism as to which injuries are genuine.

Always make sure you keep note of all medical attention you've received due to the accident as this is the main area that could lead to your claim failing. If you haven't attended a hospital or doctor for your injuries, you may find even an accident claims specialist is unable to help you achieve compensation.

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Mobs - Your Question:
A van drove into the side of me, he pulled out of a side road without stopping so clearly it was his fault. There wasn't an awful lot of damage to the side of my car but I did end up in hospital as had terrible pains all down one side of my body. We didn't go through insurances cos I'm only 22 and the quote for the repair was less than the excess so the other guy was happy to pay towards the repair (he couldn't afford to pay for all of it). The hospital suggested I claimed for my injury which I eventually agreed to do through one of these no win no fee solicitors. Now I'm getting threatening texts from this guy saying it's fraud, I can't see what is fraud as he repaired for the damage he caused and personal injury is a separate claim, can anyone please advise

Our Response:
Ignore these threats if your solicitor feels you have sufficient medical evidence for compensation - even if that only covers the remaining cost of the repair.
TrafficAccidentAdvice - 9-Nov-16 @ 2:23 PM
A van drove into the side of me, he pulled out of a side road without stopping so clearly it was his fault. There wasn't an awful lot of damage to the side of my car but I did end up in hospital as had terrible pains all down one side of my body. We didn't go through insurances cos I'm only 22 and the quote for the repair was less than the excess so the other guy was happy to pay towards the repair (he couldn't afford to pay for all of it). The hospital suggested I claimed for my injury which I eventually agreed to do through one of these no win no fee solicitors. Now I'm getting threatening texts from this guy saying it's fraud, I can't see what is fraud as he repaired for the damage he caused and personal injury is a separate claim, can anyone please advise
Mobs - 8-Nov-16 @ 8:33 PM
littleone - Your Question:
I had a accident in April and my passenger hurt there back I have claimed and lost my no claims and now my passenger has put a claim in,i have changed insurance company will the claim affect my new policy in anyway like will the policy go up in price or will it just stay the same as the accident was with my old policy and insurance company?

Our Response:
If the claim has already been made (even if something has subsequently been added to the claim) this should have been taken into account when giving you your premium.
TrafficAccidentAdvice - 13-Sep-16 @ 11:56 AM
i had a accident in April and my passenger hurt there backi have claimed and lost my no claims and now my passenger has put a claim in,i have changed insurance company will the claim affect my new policy in anyway like will the policy go up in price or will it just stay the same as the accident was with my old policy and insurance company?
littleone - 11-Sep-16 @ 2:37 PM
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